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What can I expect for insurance renewal?

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Well-Known Member
Mar 24, 2011
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I've owned my plane for roughly 10 months now and I'm curious from others on here what I can expect my rates to drop to. I was about a 200 hour IFR rated pilot prior to purchasing with zero retractable time (which is key since I bought an Arrow). Since owning this year, I'll have roughly an additional 100 hours all being retract time in the same type/model. My rates when I purchased were $1,400 that included basic liability coverage and $55,000 Hull value.

I've dumped in $20K in avionics upgrades so I'm thinking of bumping up hull value by $10K. Ignoring that though, all other things being equal with same coverage, how much should my rates go down with the additional 100 hours in one year of retract time?

I'm going through Facer Insurance right now - anybody leave them for somebody else and why (i.e., claims difficulties or better pricing elsewhere)?

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